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Find FHA Loan Specialists in Kearney, NE

Directory of fha loan specialists in Kearney, Nebraska. Verify credentials with the state state mortgage licensing authority before hiring.

15 agents listed
Updated June 2026
Kearney, NE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Nebraska before hiring.
Showing 15 fha loan specialists in Kearney, NE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trius Federal Credit Union
2915 2nd Ave, Kearney, NE 68847
(308) 234-9311 triusfcu.com
FNBO
2223 2nd Ave, Kearney, NE 68847
(308) 234-0606 fnbo.com
CharterWest Bank Mortgage Center-Kearney
316 W 39th St A, Kearney, NE 68845
(308) 234-2220 charterwest.com
Level Up Mortgage Powered by Home Financing Direct
4111 4th Ave # 18, Kearney, NE 68845
(308) 270-6917 sallybernard.com
Exchange Bank
3110 2nd Ave, Kearney, NE 68847
(308) 237-7711 eb-us.com
First Interstate Bank
2120 1st Ave, Kearney, NE 68847
(308) 234-2473 locations.firstinterstatebank.com
Five Points Bank
1809 W 39th St, Kearney, NE 68845
(308) 234-6171 5pointsbank.com
NebraskaLand Bank
4615 2nd Ave, Kearney, NE 68847
(308) 698-2280 nebraskalandbank.com
Heartland Bank
212 E 56th St, Kearney, NE 68847
(308) 238-0514 myheartlandbank.com
Pinnacle Bank
5404 2nd Ave, Kearney, NE 68847
(308) 234-8560 pinnbank.com
Dan Leathers | Mortgage Advisor | NMLS# 975860
316 W 39th St, Kearney, NE 68845
(308) 675-3440 charterwest.com
Barney Financial Services
5402 N Ave, Kearney, NE 68847
(308) 237-9167 barneyfinancial.net
Advantage Financial Group
2919 2nd Ave, Kearney, NE 68847
(308) 238-0201
Union Bank & Trust
18 W 23rd St, Kearney, NE 68847
(308) 237-7004 ubt.com
Farm Credit Services of America
4070 E 56th St, Kearney, NE 68847
(308) 234-2577 fcsamerica.com

An FHA loan specialist in Kearney Nebraska helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. These loans are popular in central Nebraska for their lower down payment requirements and flexible credit guidelines. Local specialists understand Nebraska property values and can guide you through the state-specific closing process.

What Does a FHA Loan Specialist in Kearney Cost?

Typical costs for an FHA loan in Nebraska include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Kearney generally range from 3000 to 6000 dollars depending on the loan size and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Kearney do?
An FHA loan specialist helps you complete the loan application gather required documents and ensure the property meets FHA minimum property standards. They also explain Nebraska specific requirements such as property tax proration and title insurance rules.
What are the FHA loan limits for Kearney Nebraska in 2025?
For 2025 the FHA loan limit for a single family home in Buffalo County is 498257 dollars. This limit applies to most standard FHA loans and may be higher for duplexes or triplexes.

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