FHA Loan Specialists in Omaha, NE
Compare fha loan specialists in Omaha. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Nebraska before hiring.
Showing 20 fha loan specialists in Omaha, NE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Omaha Cost?
Typical costs for FHA loan services in Nebraska include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent depending on loan terms. Closing costs in Omaha usually range from 2 to 5 percent of the purchase price. Lender fees may vary between $500 and $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Omaha Nebraska in 2025?
For 2025 the FHA loan limit for a single family home in Douglas County Nebraska is $498,257. This limit applies to most areas in Omaha and is set by the Department of Housing and Urban Development based on local median home prices.
Do FHA loans in Nebraska require a specific credit score?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Nebraska lenders may have additional overlay requirements beyond the FHA minimum.
Are there Nebraska specific FHA loan requirements for manufactured homes?
Yes Nebraska requires manufactured homes to be permanently affixed to a foundation and meet HUDs Manufactured Home Construction and Safety Standards. The home must also be classified as real property and the land must be included in the loan.