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Looking for a fha loan specialist in Ardsley? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Ardsley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Ardsley, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Scott Syre - Chase Home Lending Advisor - NMLS ID 404770
875 Saw Mill River Rd, Ardsley, NY 10502
9142278598
Chase Home Lending
875 Saw Mill River Rd, Ardsley, NY 10502
9142278598
FHA loan specialists in Ardsley, New York help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. New York law requires lenders to provide specific disclosures, including the New York State Good Faith Estimate, within three business days of application.
What Does a FHA Loan Specialist in Ardsley Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1.0 percent of the loan amount, plus third-party fees for appraisal, credit report, and title search. For a $400,000 loan, total closing costs often range from $8,000 to $12,000. New York also charges a mortgage recording tax, which varies by county. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Ardsley?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, document collection, and closing. They ensure the loan meets FHA guidelines and New York state regulations, such as the mortgage recording tax rules.
What are the FHA loan limits for Ardsley New York?
For 2025, the FHA loan limit for a single-family home in Westchester County, which includes Ardsley, is $1,149,825. This limit applies to standard FHA loans and may be higher for duplexes or larger properties.
How long does an FHA loan closing take in New York?
A typical FHA loan closing in New York takes 45 to 60 days from application to closing. Delays can occur due to property condition requirements, such as FHA minimum property standards, or appraisal issues.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.