Find FHA Loan Specialists in Bronx, NY
Browse fha loan specialists serving Bronx, New York. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 14 fha loan specialists in Bronx, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Bronx Cost?
Typical costs for working with an FHA loan specialist in New York include an origination fee of 0.5% to 1% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Additional costs may include appraisal fees of $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in the Bronx do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit your application to an FHA-approved lender. They explain New York-specific rules, such as the state's mortgage recording tax and required property inspections.
What are the FHA loan limits for the Bronx in 2025?
For 2025, the FHA loan limit for a single-family home in Bronx County is $498,257. For a two-unit property the limit is $637,950. These limits are set by the U.S. Department of Housing and Urban Development and apply to all New York City boroughs.
Do I need a special license to be an FHA loan specialist in New York?
In New York, mortgage loan originators must be licensed through the New York State Department of Financial Services. FHA loan specialists are typically licensed mortgage brokers or loan officers who have completed required education and passed a background check.