ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Apex. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Apex, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 fha loan specialists in Apex, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GoPrime Mortgage, Inc. - Steve Cooper
320 N Salem St #300, Apex, NC 27502
9194129868
Carolina Equity Services, Inc.
1111 Pemberton Hill Rd Suite 101, Apex, NC 27502
9194676192
GoPrime Mortgage, Inc.
320 N Salem St, Apex, NC 27502
8885242914
Andy Holloman - GoPrime Mortgage
320 N Salem St #300, Apex, NC 27502
9199714030
Larry Mitchell, Mortgage Loan Originator & Construction Specialist
2521 Schieffelin Rd Suite #116, Apex, NC 27502
9194461071
An FHA loan specialist in Apex, North Carolina helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Apex residents benefit from local specialists who understand the Triangle market and can guide them through FHA appraisal and underwriting requirements specific to Wake County.
What Does a FHA Loan Specialist in Apex Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.55 percent to 0.85 percent depending on loan terms and down payment. Third-party fees such as appraisal, credit report, and title search may add $1,000 to $3,000. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in North Carolina?
FHA loans in North Carolina require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be the borrower's primary residence.
How do I find a licensed FHA loan specialist in Apex?
You can verify a loan officer's license through the NMLS Consumer Access website. Look for specialists who have experience with FHA loans in Wake County and who can explain North Carolina-specific closing procedures and property tax rules.
What is the FHA loan limit for Apex North Carolina?
For 2025, the FHA loan limit for a single-family home in Wake County is $498,257. This limit applies to most areas in the Raleigh-Durham region. Higher limits may apply for duplexes and larger properties.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Apex who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.