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Directory of fha loan specialists in Chapel Hill, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Chapel Hill, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 13 fha loan specialists in Chapel Hill, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carolina Ventures Mortgage
1506 E Franklin St Suite 300, Chapel Hill, NC 27514
9192606020
Carolina Home Mortgage 39862
The Center 1, 1506 E Franklin St, Chapel Hill, NC 27514
9193064840
CIMG Residential Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9199296116
Tyler Priest Loan Officer with Towne Mortgage of the Carolinas
1600 E Franklin St, Chapel Hill, NC 27514
9195230925
Scott Mulder at Prosperity Home Mortgage - Chapel Hill
404 Meadowmont Village Cir, Chapel Hill, NC 27517
9198195636
Daniel Casey Shedrick Jr at Prosperity Home Mortgage - Chapel Hill
1520 E Franklin St, Chapel Hill, NC 27514
9198915634
Robby Oakes Mortgage Team at CIMG
1300 Environ Way, Chapel Hill, NC 27517
9195253660
FM Lending Services
1520 E Franklin St, Chapel Hill, NC 27514
9196091436
Independent Advantage Mortgage, LLC
1525 E Franklin St # 4, Chapel Hill, NC 27514
9199486878
Erika Griffin CIMG Residential Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9199296116
Frank Rexford Mortgage Team
1300 Environ Way, Chapel Hill, NC 27517
9193607864
Mike Capps Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9196190147
Rob Johnson - Mortgage Loan Officer
6350 Quadrangle Dr #150, Chapel Hill, NC 27517
9194755976
FHA loan specialists in Chapel Hill, North Carolina help homebuyers secure loans insured by the Federal Housing Administration. These loans are popular in the Triangle area due to lower down payment requirements and flexible credit guidelines. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Chapel Hill Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Closing costs generally range from 3% to 5% of the purchase price. These fees vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Chapel Hill in 2025?
For Orange County, where Chapel Hill is located, the 2025 FHA loan limit for a single-family home is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes.
Do I need a special license to be an FHA loan specialist in North Carolina?
Yes, all mortgage loan originators in North Carolina must hold a valid license through the NMLS. They must also complete continuing education courses approved by the North Carolina Commissioner of Banks.
Can I use an FHA loan to buy a fixer-upper in Chapel Hill?
Yes, the FHA 203(k) loan allows you to finance both the purchase and renovation of a home. In North Carolina, the contractor must be licensed for projects over $30,000.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.