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FHA Loan Specialists in Belmont, NC

Compare fha loan specialists in Belmont. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Belmont, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 8 fha loan specialists in Belmont, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Belmont
100 N Main St Suite 140, Belmont, NC 28012
9803055990
Scott Maness
203 Glenway St, Belmont, NC 28012
7048983306
Brandon Larsen
203 Glenway St, Belmont, NC 28012
3177191269
Brandon Larsen
203 Glenway St, Belmont, NC 28012
3177191269
Union Home Mortgage
32 N Main St Suite 305, Belmont, NC 28012
7042333158
Mortgage, Bank of America
645 Park St, Belmont, NC 28012
9802632375
Tideline Financial, LLC
32 N Main St #301, Belmont, NC 28012
7046168555
Guild Mortgage Company
203 Glenway St, Belmont, NC 28012
7046772816

An FHA loan specialist in Belmont, North Carolina helps homebuyers navigate FHA-insured mortgages. These loans are popular in the Charlotte metro area due to lower down payment requirements. North Carolina law requires all mortgage loan originators to be licensed through the NMLS.

What Does a FHA Loan Specialist in Belmont Cost?

Typical costs for an FHA loan in North Carolina include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85%. Closing costs in Belmont range from 3% to 5% of the purchase price. Lender fees vary by institution. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Belmont do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help you understand credit requirements and property eligibility. In North Carolina, they must follow state lending laws and NMLS licensing rules.
What are the FHA loan limits for Belmont North Carolina?
For 2025, the FHA loan limit for a single-family home in Gaston County is $524,225. This amount is set by HUD and may change annually. Higher limits apply for multi-unit properties.