Find FHA Loan Specialists Near You in Albany, OR
Directory of fha loan specialists in Albany, Oregon. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oregon before hiring.
Showing 17 fha loan specialists in Albany, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Albany Cost?
Typical costs for an FHA loan specialist in Oregon include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Albany average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Albany Oregon?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit score, debt to income ratio, and help you find a lender. In Oregon they must follow state licensing rules under ORS 86A.
What are the FHA loan limits for Albany Oregon?
For 2024 the FHA loan limit for a single family home in Linn County is $498,257. This amount can change yearly based on median home prices. A specialist can confirm current limits for your specific situation.
Do I need a special inspection for an FHA loan in Oregon?
Yes, FHA requires a property appraisal by an approved appraiser. In Oregon the appraisal checks safety, structural soundness, and compliance with local building codes. The cost is typically included in your loan fees.