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Compare fha loan specialists in Eugene. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Eugene, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 fha loan specialists in Eugene, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ladelle White
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Paramount Mortgage Company
975 Willagillespie Rd # 201, Eugene, OR 97401
5416840027
Eugene Mortgage Brokers
722 Country Club Rd, Eugene, OR 97401
5419728620
American Pacific Mortgage
1400 Executive Pkwy #300, Eugene, OR 97401
5413427576
Directors Mortgage
1500 Valley River Dr #190, Eugene, OR 97401
5413574823
Strategic Mortgage Solutions
911 Country Club Rd #390, Eugene, OR 97401
5412751148
Stepping Stone Mortgage
1140 Willagillespie Rd Ste 13, Eugene, OR 97401
5416833300
Guild Mortgage - Trevor Nissen
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Guild Mortgage - Rhonda Stickney
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Nova Home Loans- Eugene Office
1142 Willagillespie Rd Suite 9, Eugene, OR 97401
5413422525
Denise Cuddeback Montgomery, American Pacific Mortgage
Christa Junge Lending Team NMLS- 1161890 Success Mortgage Partners
1140 Willagillespie Rd #8, Eugene, OR 97401
5415210851
An FHA loan specialist in Eugene Oregon can help you navigate the federal loan program with local knowledge. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists in Eugene understand the local housing market and can guide you through FHA requirements for properties in Lane County.
What Does a FHA Loan Specialist in Eugene Cost?
Typical costs for an FHA loan specialist in Oregon include an origination fee of 1% to 1.75% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan amount and annual mortgage insurance ranges from 0.45% to 1.05% of the loan balance. Third party costs such as appraisal title and credit report fees add $2,000 to $4,000. Costs vary by lender loan size and property type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Eugene do?
An FHA loan specialist helps borrowers qualify for loans insured by the Federal Housing Administration. In Eugene they review credit history income and property eligibility. They also ensure the loan meets Oregon specific guidelines for owner occupancy and property condition.
What are the FHA loan limits for Eugene Oregon?
For 2025 the FHA loan limit for a single family home in Lane County is $498,257. This limit applies to most areas in Eugene. Higher limits may apply for duplexes triplexes and four unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.