Find FHA Loan Specialists in Cookeville, TN
Directory of fha loan specialists in Cookeville, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Tennessee before hiring.
Showing 20 fha loan specialists in Cookeville, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Cookeville Cost?
Typical costs for an FHA loan in Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Cookeville generally range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans in the area are usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Cookeville Tennessee?
FHA loans require a minimum down payment of 3.5 percent of the purchase price and a credit score of at least 580. Borrowers must also have a valid social security number and a debt to income ratio below 43 percent. The property must meet FHA minimum property standards and be located in Cookeville Tennessee.
How do I find a licensed FHA loan specialist in Cookeville?
You can search for licensed mortgage loan originators through the Nationwide Multistate Licensing System website. In Tennessee all loan officers must hold a valid license and complete continuing education each year. Local banks and credit unions in Cookeville often employ FHA specialists familiar with the area.
What is the FHA loan limit for Cookeville Tennessee in 2025?
For 2025 the FHA loan limit for a single family home in Putnam County Tennessee is $498,257. This limit applies to most areas in Tennessee and is adjusted annually based on median home prices. Higher limits may apply for duplexes triplexes and fourplex properties.