Find FHA Loan Specialists Near You in Anacortes, WA
Looking for a fha loan specialist in Anacortes? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 13 fha loan specialists in Anacortes, WA
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Anacortes home buyers can work with an FHA loan specialist to secure a government-backed mortgage with a low down payment. Washington state law requires all loan originators to be licensed through the Department of Financial Institutions. Local specialists help borrowers in Skagit County understand FHA guidelines and property eligibility.
What Does a FHA Loan Specialist in Anacortes Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Anacortes range from 2 to 5 percent of the purchase price. Lender fees origination fees and appraisal costs vary by case. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Anacortes Washington?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. The property must meet FHA minimum property standards and be your primary residence. Washington law also requires a home inspection disclosure before closing.
How do I find an FHA loan specialist in Anacortes?
You can search the Nationwide Mortgage Licensing System database for licensed loan officers in Washington. Local banks and mortgage brokers in Anacortes offer FHA products. Ask for a Loan Estimate to compare costs and terms.
What is the FHA loan limit for Anacortes Washington in 2025?
For Skagit County the 2025 FHA loan limit for a single-family home is $524,225. Higher limits apply for duplexes triplexes and fourplexes. These limits are set by the Department of Housing and Urban Development.