Compare FHA Loan Specialists in Buckley, WA
Directory of fha loan specialists in Buckley, Washington. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 2 fha loan specialists in Buckley, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Buckley Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Buckley generally range from 2 to 5 percent of the purchase price, or about $6,000 to $15,000 on a $300,000 home. These costs vary by lender, property, and borrower qualifications. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Buckley?
An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers in Buckley typically need a minimum credit score of 580 and a 3.5 percent down payment. The property must be your primary residence and meet FHA appraisal standards.
Are there Washington-specific rules for FHA loans?
Yes, Washington requires all mortgage loan originators to hold an active NMLS license. Additionally, FHA loans in Washington have maximum loan limits that vary by county. For Pierce County in 2025, the FHA loan limit for a single-family home is typically around $498,257.
How do I find a licensed FHA loan specialist in Buckley?
You can search the NMLS Consumer Access website to verify a loan officer's license. Look for specialists who regularly handle FHA loans in Pierce County. Local lenders in Buckley often have experience with rural and suburban property appraisals common in the area.