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Find FHA Loan Specialists Near You in Bellingham, WA

Looking for a fha loan specialist in Bellingham? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Bellingham, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 20 fha loan specialists in Bellingham, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Bellingham
2200 Rimland Dr Suite #250, Bellingham, WA 98226
(360) 535-7954 movement.com
Evergreen Home Loans Bellingham NMLS 2463019
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
(360) 685-9433 evergreenhomeloans.com
Marie Bjornson, CPA, Home Loans, Bellingham WA
112 Prospect St, Bellingham, WA 98225
(360) 676-9600 wa-mortgage.com
Whatcom Home Loans, #1 Rated Bellingham Mortgage Lender | Dylan Langei - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
(360) 927-5897 whatcomhomeloans.com
Sara Elkinton
835 Barkley Blvd suite 101, Bellingham, WA 98226
(206) 962-0818 evergreenhomeloans.com
Alpine Mortgage
215 W Holly St g18, Bellingham, WA 98225
(360) 300-4225 alpinelendingservices.com
Guild Mortgage - Alycia HoGlin
2031 Grant St, Bellingham, WA 98225
(360) 223-1443 branches.guildmortgage.com
Joshua Henry Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
(360) 224-0841 movement.com
Melanie Pysden at CrossCountry Mortgage
21 Bellwether Way Suite 103/104, Bellingham, WA 98225
(360) 637-6495 pysdenteam.com
Guild Mortgage Company
2031 Grant St, Bellingham, WA 98225
(360) 746-8328 branches.guildmortgage.com
Kyle Smith - RWM Home Loans - NMLS 2234536
220 W Champion St STE 200, Bellingham, WA 98225
(509) 429-8833 rwmloans.com
Dustin Brumley, Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
(360) 389-6605 movement.com
Luke Kaemingk Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
(360) 223-3339 lukek.com
Scott Ask - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
(360) 920-7840 scottask.com
Marcie Connell - Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
(360) 319-1105 movement.com
RWM Home Loans - Bellingham
220 W Champion St STE 200, Bellingham, WA 98225
(360) 318-7685 rwmloans.com
Amy Baker
2200 Rimland Dr Suite #250, Bellingham, WA 98226
(360) 305-6196 movement.com
Randy Dorn - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
(360) 441-4178 dornhomeloans.com
Avery Dykstra - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
(360) 325-2915 evergreenhomeloans.com
Victoria Reyes- Edge Home Finance
1609 Broadway, Bellingham, WA 98225
(360) 927-2547 edgehomefinance.com

What Does a FHA Loan Specialist in Bellingham Cost?

Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.55 to 0.85 percent. Closing costs in Bellingham usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Bellingham?
An FHA loan specialist helps borrowers qualify for FHA insured home loans. They review your credit score, debt to income ratio, and help you complete the required paperwork. They also explain FHA guidelines such as the 3.5 percent minimum down payment requirement.
Are there income limits for FHA loans in Washington?
FHA loans do not have income limits in Washington state. However you must show steady employment and meet the debt to income ratio requirements. The property must also meet FHA minimum property standards.
How long does the FHA loan process take in Bellingham?
The typical FHA loan process takes 30 to 45 days from application to closing. Washington law requires a 3 day right of rescission for refinances. Delays can occur if the property needs repairs to meet FHA standards.

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