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Looking for a fha loan specialist in Bellingham? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Bellingham, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 fha loan specialists in Bellingham, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Bellingham
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3605357954
Evergreen Home Loans Bellingham NMLS 2463019
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3606859433
Marie Bjornson, CPA, Home Loans, Bellingham WA
112 Prospect St, Bellingham, WA 98225
3606769600
Whatcom Home Loans, #1 Rated Bellingham Mortgage Lender | Dylan Langei - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3609275897
Sara Elkinton
835 Barkley Blvd suite 101, Bellingham, WA 98226
2069620818
Alpine Mortgage
215 W Holly St g18, Bellingham, WA 98225
3603004225
Guild Mortgage - Alycia HoGlin
2031 Grant St, Bellingham, WA 98225
3602231443
Joshua Henry Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3602240841
Melanie Pysden at CrossCountry Mortgage
21 Bellwether Way Suite 103/104, Bellingham, WA 98225
3606376495
Guild Mortgage Company
2031 Grant St, Bellingham, WA 98225
3607468328
Kyle Smith - RWM Home Loans - NMLS 2234536
220 W Champion St STE 200, Bellingham, WA 98225
5094298833
Dustin Brumley, Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603896605
Luke Kaemingk Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3602233339
Scott Ask - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3609207840
Marcie Connell - Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603191105
RWM Home Loans - Bellingham
220 W Champion St STE 200, Bellingham, WA 98225
3603187685
Amy Baker
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603056196
Randy Dorn - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3604414178
Avery Dykstra - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3603252915
Victoria Reyes- Edge Home Finance
1609 Broadway, Bellingham, WA 98225
3609272547
An FHA loan specialist in Bellingham can guide you through the process of obtaining a Federal Housing Administration insured mortgage. Washington state requires all loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Bellinghams real estate market and can help with FHA loan limits which for 2024 are up to 498257 dollars in Whatcom County.
What Does a FHA Loan Specialist in Bellingham Cost?
Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.55 to 0.85 percent. Closing costs in Bellingham usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Bellingham?
An FHA loan specialist helps borrowers qualify for FHA insured home loans. They review your credit score, debt to income ratio, and help you complete the required paperwork. They also explain FHA guidelines such as the 3.5 percent minimum down payment requirement.
Are there income limits for FHA loans in Washington?
FHA loans do not have income limits in Washington state. However you must show steady employment and meet the debt to income ratio requirements. The property must also meet FHA minimum property standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.