Find FHA Loan Specialists Near You in Bellevue, WA
Browse fha loan specialists serving Bellevue, Washington. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 20 fha loan specialists in Bellevue, WA
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An FHA loan specialist in Bellevue, Washington can help you navigate the Federal Housing Administration loan process. Washington state requires lenders to follow specific disclosure rules under the Washington Consumer Loan Act. Local specialists understand Bellevue real estate market conditions and can guide you through FHA property requirements.
What Does a FHA Loan Specialist in Bellevue Cost?
Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums ranging from 0.45% to 1.05% depending on loan terms. Origination fees usually range from 0.5% to 1% of the loan amount. Appraisal fees in Bellevue average between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Bellevue do?
An FHA loan specialist helps borrowers understand FHA loan requirements, including credit score minimums, down payment options, and property eligibility. They also assist with the application process and ensure compliance with Washington state lending laws.
What are the FHA loan limits for Bellevue Washington?
For 2024, the FHA loan limit for King County, which includes Bellevue, is $1,149,825 for a single-family home. This limit is higher than standard FHA limits due to the area being designated as a high-cost region.
Do I need a special license to be an FHA loan specialist in Washington?
Yes, loan originators in Washington must be licensed through the National Mortgage Licensing System and comply with the Washington Department of Financial Institutions. They must also complete continuing education on federal and state regulations.