Compare FHA Loan Specialists in Kennewick, WA
Browse fha loan specialists serving Kennewick, Washington. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 20 fha loan specialists in Kennewick, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Kennewick Cost?
Typical costs for FHA loan services in Washington include the upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium ranging from 0.45 percent to 1.05 percent. Appraisal fees in the Kennewick area usually range from $500 to $700. Lender origination fees vary but often fall between 0.5 percent and 1.0 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kennewick Washington in 2025?
For 2025 the FHA loan limit for a single family home in Benton County Washington is $498,257. This limit applies to Kennewick and the surrounding area and is set by the Federal Housing Administration based on local median home prices.
What credit score is needed for an FHA loan in Washington?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Each lender may have its own overlay requirements.
Do FHA loans require mortgage insurance in Washington?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium that varies based on loan term and loan to value ratio. This insurance protects the lender if the borrower defaults.