Compare FHA Loan Specialists in Kent, WA
Directory of fha loan specialists in Kent, Washington. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 9 fha loan specialists in Kent, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Kent Cost?
Typical costs for FHA loan specialist services in Washington include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05%. Closing costs in King County average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Kent do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They review your finances, explain FHA guidelines, and assist with paperwork. In Washington, they must be licensed under the state's mortgage broker laws.
What are the FHA loan limits for Kent Washington?
For 2025, the FHA loan limit for a single-family home in King County, including Kent, is $1,149,825. This higher limit applies because King County is a high-cost area. Limits change annually based on median home prices.
Do I need a special license to work with an FHA loan specialist in Washington?
Yes, FHA loan specialists in Washington must hold a state mortgage loan originator license. They must pass a background check and complete pre-licensing education. You can verify a license on the Washington State Department of Financial Institutions website.