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Find FHA Loan Specialists Near You in Kirkland, WA

Looking for a fha loan specialist in Kirkland? Review the directory below to compare your options.

17 agents listed
Updated June 2026
Kirkland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 17 fha loan specialists in Kirkland, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033
(206) 673-2121 fairwaysound.com
Leah Zamir at OriginPoint (NMLS #830846)
4040 Lake Washington Blvd NE Suite 301, Kirkland, WA 98033
(916) 910-3813 originpoint.com
Dan Chapman - Fairway Home Mortgage Corporation
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
(425) 503-3209 danielchapmanloans.com
Washington First Mortgage
821 Kirkland Ave Suite 100, Kirkland, WA 98033
(425) 576-5462 wafirstmortgage.com
Home Trust Financial
135 Lake St S STE 230, Kirkland, WA 98033
(206) 409-5273 hometrustloans.com
Guild Mortgage Company
105 Central Way #200, Kirkland, WA 98033
(425) 947-7800 branches.guildmortgage.com
Popach Lending
5209 Lake Washington Blvd NE #105, Kirkland, WA 98033
(425) 522-2412 popachlending.com
Barry Friedman Loans
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
(206) 462-3470 fairwayindependentmc.com
Ted Andrew Klarich | Fairway Independent Mortgage Corporation Loan Officer
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
(206) 401-1878
LoanZilla
6620 Lake Washington Blvd NE APT 302, Kirkland, WA 98033
(425) 659-3388 loanzilla.com
Washington Discount Mortgage
8213 131st Ave NE, Kirkland, WA 98033
(206) 755-1697 washingtondiscountmortgage.com
Fairway Home Mortgage - Justin Nimick, Loan Originator
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
(253) 606-8785 justinnimick.com
Kara Rozanski (NMLS #189037) at OriginPoint
4040 Lake Washington Blvd NE, Kirkland, WA 98033
(425) 241-1941 people.originpoint.com
Home Loans by Carrie Haines
11255 Kirkland Way Suite 110, Kirkland, WA 98033
(425) 501-1714 homeloansbycarriehaines.com
Josh King | Loan Officer | Movement Mortgage | NMLS 1940214
11255 Kirkland Way Suite 110, Kirkland, WA 98033
(206) 399-4088 movement.com
Pierce Rankin | Fairway Independent Mortgage Corporation Loan Officer
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
(206) 235-8677 loansbypierce.com
Tyler Hill, Loan Officer NMLS #2051346
135 Lake St S STE 230, Kirkland, WA 98033
(425) 289-8641 hometrustloans.com

FHA loan specialists in Kirkland Washington help homebuyers secure government-backed mortgages with low down payments. These loans are popular in the Seattle metro area due to high home prices. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Kirkland Cost?

Typical costs for an FHA loan specialist in Washington include an origination fee of 1 to 2 percent of the loan amount and third-party fees for appraisal credit report and title services. Appraisal fees in Kirkland range from $500 to $800. Total closing costs often fall between 3 and 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Kirkland Washington?
For 2024 the FHA loan limit for King County including Kirkland is $1,149,825 for a single-family home. This higher limit reflects the area's elevated housing costs. Limits are updated annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Washington?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders may set higher requirements.

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