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FHA Loan Specialists in Lacey, WA

Directory of fha loan specialists in Lacey, Washington. Verify credentials with the state state mortgage licensing authority before hiring.

18 agents listed
Updated June 2026
Lacey, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 18 fha loan specialists in Lacey, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
(360) 999-5900 branches.guildmortgage.com
West Coast Veterans - VA Loans
4520 Intelco Loop SE #1A, Lacey, WA 98503
(360) 250-3400 westcoastveterans.com
Kyle Johnson at CrossCountry Mortgage
2533 Marvin Rd NE Suites D & E, Lacey, WA 98516
(360) 464-4465 crosscountrymortgage.com
Fairway Independent Mortgage Corporation
719 Sleater Kinney Rd SE #200, Lacey, WA 98503
(360) 338-7910 fairwayindependentmc.com
Paramount Residential Mortgage Group Inc
5511 Corporate Center Ln SE Suite C, Lacey, WA 98503
(360) 481-9568 prmg.net
Guild Mortgage - Melanie Boyajian
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
(360) 880-5237 branches.guildmortgage.com
Guild Mortgage - Kathy Randich
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
(360) 280-0827 branches.guildmortgage.com
Guild Mortgage - Jeff Devlin
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
(360) 259-5555 branches.guildmortgage.com
Chris Lambert - Movement Mortgage - Lambert Home Loans - MLO #1664733
1110 College St SE unit c, Lacey, WA 98503
(360) 507-9759 movement.com
Guild Mortgage - Felicia Killman
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
(253) 324-6599 branches.guildmortgage.com
PrimeLending, A PlainsCapital Company - Lacey
4331 Lacey Blvd SE #B, Lacey, WA 98503
(360) 338-7992 lo.primelending.com
Guild Mortgage - Brian Brock
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
(360) 999-5906 branches.guildmortgage.com
Kirk Davison
1110 College St SE Ste C, Lacey, WA 98503
(360) 790-1630 movement.com
Guild Mortgage - Kim Westall
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
(360) 790-5219 branches.guildmortgage.com
Leidy Rhines-Mortgage Broker| VA, FHA, Conventional, Construction, First-Time, Spanish| Purchase & Refi| NMLS#1847663
5511 Corporate Center Loop SE Suite C, Lacey, WA 98503
(314) 226-7991 lrhines.myprmg.net
South Sound Home Loans
4570 Avery Ln SE Ste C351, Lacey, WA 98503
(360) 888-7442 southsoundhomeloansllc.com
Malcolm Miller at Cross Country Mortgage
2533 Marvin Rd NE Ste D&E, Lacey, WA 98516
(360) 556-3322 crosscountrymortgage.com
Cornerstone Home Mortgage
4520 Intelco Loop SE, Lacey, WA 98503
(360) 570-0106 cornerstonehomemortgage.com

FHA loan specialists in Lacey Washington help homebuyers and homeowners navigate FHA-insured mortgages. These loans are popular in Washington due to lower down payment requirements and flexible credit guidelines. Local specialists understand Thurston County housing market trends and Washington state specific loan limits.

What Does a FHA Loan Specialist in Lacey Cost?

Typical costs for an FHA loan specialist in Washington include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Other costs like appraisal and title fees vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Lacey do?
An FHA loan specialist guides you through the FHA loan process including pre-approval documentation and underwriting. They help you understand Washington state specific FHA loan limits and property requirements.
What are the FHA loan limits for Lacey Washington?
For 2025 the FHA loan limit for a single-family home in Thurston County is $498,257. Higher limits apply for multi-unit properties. A local specialist can confirm current limits for your situation.
Do I need a special license to be an FHA loan specialist in Washington?
Yes FHA loan specialists must hold a valid Washington State Mortgage Loan Originator license. They must also complete continuing education required by the Washington Department of Financial Institutions.

FHA Loan Specialists in Other Washington Cities

Aberdeen · Anacortes · Arlington · Auburn · Bainbridge Island · Battle Ground · Bellevue · Bellingham · Blaine · Bonney Lake · Bothell · Buckley · Burien · Burlington · Camas

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Washington.

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