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Compare fha loan specialists in Morgantown. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Morgantown, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 20 fha loan specialists in Morgantown, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kim Barnum - MVB Mortgage/Intercoastal Mortgage, LLC
7000 Hampton Center Suite G, Morgantown, WV 26505
3046771244
Jennifer Wilson at CrossCountry Mortgage
1296 Suncrest Towne Centre Drive Ste 1298, Morgantown, WV 26505
3044592407
Premier Mortgage LLC
5000 Hampton Center #4, Morgantown, WV 26505
3042849292
Citizens Bank of Morgantown
265 High St, Morgantown, WV 26505
3042928411
PrimeLending, A PlainsCapital Company - Morgantown
6104 Mid Atlantic Dr, Morgantown, WV 26508
3045949079
WesBanco Bank
101 Suncrest Towne Centre Drive, Morgantown, WV 26505
3042842410
Shannon Milik, Senior Loan Officer with MVB Mortgage
7000 Hampton Center Suite G, Morgantown, WV 26505
6812851343
Nikki Price at WesBanco
101 Suncrest Towne Centre Drive, Morgantown, WV 26505
3042160915
Ashley Harris at CrossCountry Mortgage
1298 Suncrest Towne Centre Drive Suite 1298, Morgantown, WV 26505
8777731226
First United Bank & Trust
1951 Hunters Way, Morgantown, WV 26505
3042916690
Carrie Swaniger Mortgage Lender
449 Fortress Blvd Suite 2200, Morgantown, WV 26508
3043764407
First Greene Mortgage
354 Suncrest Towne Centre Drive, Morgantown, WV 26505
3045980060
Sierra Pacific Mortgage - Morgantown, WV
1704 Mileground Rd Suite B, Morgantown, WV 26505
3045980000
Antoine Lucas - Intercoastal Mortgage, LLC
7000 Hampton Center Suite G, Morgantown, WV 26505
3048410191
Michelle Hamilton, Movement Mortgage
3010 Northpointe Plaza Suite 3010, Morgantown, WV 26508
455 Suncrest Towne Centre Drive Ste 101, Morgantown, WV 26505
3042855484
FHA loan specialists in Morgantown, West Virginia help homebuyers navigate federally insured mortgages with lower down payments. West Virginia law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand unique factors like West Virginia housing market conditions and property appraisal standards for FHA loans.
What Does a FHA Loan Specialist in Morgantown Cost?
Typical costs for FHA loan services in West Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal fees in Morgantown average $500 to $700. These costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in West Virginia?
FHA loans in West Virginia require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet FHA appraisal standards.
How do I find a licensed FHA loan specialist in Morgantown?
You can search for a licensed FHA loan specialist through the NMLS Consumer Access website. Morgantown specialists must hold a valid West Virginia mortgage loan originator license. Ask for proof of licensure before starting the application process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.