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Directory of mortgage brokers in Freeport, New York. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Freeport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 mortgage brokers in Freeport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
49 W Merrick Rd Suite 200, Freeport, NY 11520
7187572088
Benjamin Bankers
121 Church St, Freeport, NY 11520
5168881898
Chris Gonzalez | Fairway Independent Mortgage Corporation Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
5167816600
Sunrise Mortgage Company, Inc.
49 Guy Lombardo Ave, Freeport, NY 11520
5167715600
Jamie Gallagher | Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
9179402819
Rene Anthony Gonzalez | Fairway Independent Mortgage Corporation Branch Manager
49 W Merrick Rd Suite 200, Freeport, NY 11520
5169729665
Michael Bauer | Lightning Funding - Mortgage Broker
49 W Merrick Rd Suite 200, Freeport, NY 11520
5169725253
Prudential Borrowing Llc
49 W Sunrise Hwy, Freeport, NY 11520
8005406847
Chase Home Lending
25 S Main St, Freeport, NY 11520
5163154648
Michelle Abreu - Chase Home Lending Advisor - NMLS ID 2114126
25 S Main St, Freeport, NY 11520
5163154648
Mortgage brokers in Freeport, New York help homebuyers and homeowners find suitable loan products from various lenders. They act as intermediaries between you and banks, credit unions, or private lenders. Under New York law, mortgage brokers must be licensed by the Department of Financial Services and follow strict disclosure rules, including providing a Loan Estimate within three business days of application.
What Does a Mortgage Broker in Freeport Cost?
Mortgage brokers in New York typically charge a fee of 1% to 2% of the loan amount. For a $400,000 loan, this means $4,000 to $8,000 in broker fees. Some brokers receive compensation from lenders instead of charging you directly. You may also pay application fees, appraisal costs, and other third-party charges. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Freeport do?
A mortgage broker in Freeport works with multiple lenders to find loan options that match your financial situation. They handle paperwork, compare rates, and guide you through the application process. Unlike a loan officer at a single bank, a broker can offer products from several sources.
Do I need a mortgage broker to buy a home in Freeport?
No, you can apply directly with a bank or credit union. However, a broker may save you time by shopping multiple lenders for you. In New York, brokers must disclose their fees upfront and provide a written agreement before you pay any charges.
How do I choose a mortgage broker in Freeport?
Look for a licensed broker registered with the New York Department of Financial Services. Check online reviews and ask about their experience with local properties. Also request a clear breakdown of all fees and commissions before signing any agreement.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.