Mortgage Brokers in Hicksville, NY
Compare mortgage brokers in Hicksville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 10 mortgage brokers in Hicksville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Hicksville, New York help homebuyers and homeowners find suitable loan options from multiple lenders. They assist with conventional loans, FHA loans, and jumbo loans. New York law requires mortgage brokers to be licensed by the New York State Department of Financial Services and to provide a disclosure of fees and terms.
What Does a Mortgage Broker in Hicksville Cost?
In New York, mortgage broker fees typically range from 1% to 2% of the loan amount. For a $400,000 loan, this could be $4,000 to $8,000. Some brokers may charge a flat fee or an hourly rate. Additional costs include application fees, appraisal fees, and title insurance. These fees must be disclosed in a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Hicksville do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you compare rates and terms. They do not lend money directly but connect you with lenders who do.
How is a mortgage broker different from a bank in Hicksville?
A bank offers its own loan products directly to consumers. A mortgage broker works with multiple banks and lenders to find options that fit your needs. In New York, brokers must disclose their compensation and any fees upfront.
What documents do I need to apply for a mortgage in Hicksville?
You typically need recent pay stubs, tax returns for the last two years, bank statements, and proof of identification. Self-employed borrowers may need additional documents like profit and loss statements. Your broker will provide a complete list based on your situation.