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8 agents listed
Updated May 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 8 mortgage brokers in Merrick, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jaime Aguilar Real Estate - Coldwell Banker American Homes
55 Merrick Ave, Merrick, NY 11566
9172245932
On Point Land Services Corporation
2163 Merrick Ave Second Floor, Merrick, NY 11566
5166009750
Merrick Financial Group LLC
1840 Merrick Ave, Merrick, NY 11566
5168680044
Chase Home Lending
2122 Merrick Ave, Merrick, NY 11566
5162972108
DE Capital Mortgage
2300 Merrick Rd #101, Merrick, NY 11566
5166234500
Sandstone Mortgage Corporation
1934 Lowell Ln, Merrick, NY 11566
5168377501
Keen Settlement Services
2163 Merrick Ave, Merrick, NY 11566
5166009769
Lenders Compliance Group
1991 Smith St # 100, Merrick, NY 11566
8666026660
Mortgage brokers in Merrick New York help home buyers and homeowners find suitable loan products from multiple lenders. They guide clients through the complex process of applying for a mortgage while ensuring compliance with New York State banking regulations. Brokers must be licensed by the New York State Department of Financial Services and follow strict disclosure requirements under New York Banking Law Article 12-D.
What Does a Mortgage Broker in Merrick Cost?
In New York, mortgage broker fees typically range from 1% to 2% of the loan amount. For a $400,000 loan this could be $4,000 to $8,000. Some brokers charge a flat fee instead, often between $2,500 and $5,000. Additional costs may include application fees, processing fees, and third-party charges for appraisals or credit reports. New York law requires full disclosure of all fees in the Mortgage Broker Agreement. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Merrick do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from various banks and credit unions, and help you complete the application process. They do not lend money directly but find the best loan for your situation.
Do I need a mortgage broker to buy a home in Merrick?
No, you can apply directly to banks or credit unions. However a broker can save you time by comparing multiple lenders at once. They also help if you have a unique financial situation or need guidance on New York specific programs like the State of New York Mortgage Agency (SONYMA) loans.
How are mortgage brokers in New York regulated?
Mortgage brokers in New York must be licensed by the New York State Department of Financial Services. They must pass a background check, complete pre-licensing education, and follow the rules in Article 12-D of the New York Banking Law. They must also provide a Loan Estimate and a Mortgage Broker Agreement within three business days of taking your application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.