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Mortgage Lenders in Allentown, NJ

Directory of mortgage lenders in Allentown, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Allentown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 mortgage lenders in Allentown, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rich Daesener at CrossCountry Mortgage
28 S Main St # 14, Allentown, NJ 08501
(856) 372-4304 ccm.com
Mortgage Concierge
1 Imlaystown Hightstown Rd, Allentown, NJ 08501
(640) 223-4507 mortgageconcierge.xyz
TT Smart Home Loans
12 Allyson Way #1, Allentown, NJ 08501
(640) 223-4723 ttsmarthomeloans.cc

Mortgage lenders in Allentown, New Jersey help homebuyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender can simplify the process of navigating New Jersey specific requirements such as property tax escrows and flood insurance in certain areas.

What Does a Mortgage Lender in Allentown Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New Jersey average 3% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Allentown New Jersey?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Jersey lenders also require a property appraisal and title search as part of the application process.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course.
How long does a mortgage closing take in New Jersey?
A typical mortgage closing in New Jersey takes 45 to 60 days from application to closing. The state requires a three day right of rescission period for refinances but not for purchase loans.

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