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Find Mortgage Lenders in Atlantic City, NJ

Looking for a mortgage lender in Atlantic City? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Atlantic City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 5 mortgage lenders in Atlantic City, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wood's Loan Office
1736 Atlantic Ave, Atlantic City, NJ 08401
(609) 345-1082 woodsloanoffice.com
OceanFirst Bank
1801 Atlantic Ave, Atlantic City, NJ 08401
(888) 623-2633 oceanfirst.com
Legacy Light LLC
1125 Atlantic Ave, Atlantic City, NJ 08401
(609) 541-4410
Nj Homes & Loans Llc
1616 Pacific Ave, Atlantic City, NJ 08401
(609) 350-7927
PNC Mortgage
3400 Atlantic Ave, Atlantic City, NJ 08401
(609) 343-6702 pnc.com

Mortgage lenders in Atlantic City New Jersey help home buyers and homeowners secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the unique real estate market in Atlantic City including casino district properties and shore area homes.

What Does a Mortgage Lender in Atlantic City Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees ranging from 400 to 700 dollars. Closing costs in New Jersey average 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in New Jersey?
Mortgage lenders in New Jersey must hold a license from the New Jersey Department of Banking and Insurance. They must also register with the Nationwide Multistate Licensing System and Registry.
How long does a New Jersey mortgage loan typically take to close?
A standard mortgage loan in New Jersey usually takes 30 to 45 days to close. Delays can occur if the property appraisal or title search takes longer than expected.

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