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Mortgage Lenders in Bayonne, NJ

Directory of mortgage lenders in Bayonne, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Bayonne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 6 mortgage lenders in Bayonne, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Bayonne, NJ Branch - NMLS: 1991235
352 Avenue C 1st Floor, Bayonne, NJ 07002
(201) 308-6916 nationslending.com
Esteban Estevez
352 Avenue C 1st Floor, Bayonne, NJ 07002
(201) 643-7969 nationslending.com
First Alliance Home Mortgage
846 Broadway, Bayonne, NJ 07002
(201) 590-0009 mgalab.fahmloans.com
Patrick Nicholson - Mortgage Loan Officer
1066 Broadway, Bayonne, NJ 07002
(201) 803-3504 td.com
Chase Mortgage
650 Broadway, Bayonne, NJ 07002
(201) 436-3736 chase.com
Nations Lending - William Thornton - Bayonne, NJ Branch - NMLS: 1991238
846 Broadway, Bayonne, NJ 07002
(855) 826-7679 nationslending.com

Mortgage lenders in Bayonne New Jersey help homebuyers and homeowners secure financing for home purchases or refinancing. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender can simplify the process because they understand Bayonne property values and New Jersey specific closing requirements.

What Does a Mortgage Lender in Bayonne Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Bayonne?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search to verify ownership.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three business day rescission period for refinances under certain conditions.

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