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Browse mortgage lenders serving Smithfield, Rhode Island. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 mortgage lenders in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RapidFund Lending
28 Thurber Blvd, Smithfield, RI 02917
4014438662
Bryan Tavares | Mortgage Professional
595 Putnam Pike, Smithfield, RI 02917
7744069353
AnnieMac Home Mortgage
39 Cedar Swamp Rd, Smithfield, RI 02917
4018625110
Mortgage lenders in Smithfield, Rhode Island help home buyers and homeowners secure financing for property purchases and refinancing. Rhode Island law requires lenders to be licensed through the Rhode Island Department of Business Regulation. Working with a local lender can simplify the process of understanding state specific regulations like the Rhode Island mortgage broker licensing requirements.
What Does a Mortgage Lender in Smithfield Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Rhode Island generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Smithfield Rhode Island?
You typically need proof of income, tax returns, bank statements, and identification. Rhode Island lenders also require a property appraisal and title search to comply with state lending laws.
How long does the mortgage process take in Rhode Island?
The mortgage process in Rhode Island usually takes 30 to 45 days from application to closing. Rhode Island law requires a minimum 3 day review period after the closing disclosure is provided.
Are there Rhode Island specific mortgage programs for first time buyers?
Yes, Rhode Island Housing offers down payment assistance and low interest rate programs for first time buyers. These programs have income limits and require completion of a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.