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Find Mortgage Lenders Near You in South Kingstown, RI
Browse mortgage lenders serving South Kingstown, Rhode Island. Contact information and addresses listed below.
7 agents listed
Updated May 2026
South Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 7 mortgage lenders in South Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HarborOne Mortgage
361 Main St, South Kingstown, RI 02879
4012636170
Lance Conte
26 S County Commons Way A8, South Kingstown, RI 02879
8604603303
Michael Pelosi
26 S County Commons Way Suite A-8, South Kingstown, RI 02879
4017414089
Seaside Mortgage
24 Salt Pond Rd # C4, South Kingstown, RI 02879
4017830050
Todd Pezzi with Novus Home Mortgage
36 S County Commons Way, South Kingstown, RI 02879
4014658976
Home Star Mortgage
225 Main St, South Kingstown, RI 02879
4017835599
David Tetreault - Citizens, Home Mortgage
26 S County Commons Way Suite A-8, South Kingstown, RI 02879
4017423283
Mortgage lenders in South Kingstown, Rhode Island help homebuyers and homeowners secure financing for residential properties. Rhode Island law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with South Kingstowns unique housing market and coastal property considerations.
What Does a Mortgage Lender in South Kingstown Cost?
Typical mortgage lender costs in Rhode Island include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in South Kingstown?
You typically need pay stubs, tax returns, bank statements, and photo identification. Rhode Island lenders also require proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in Rhode Island?
The average closing process in Rhode Island takes 30 to 45 days. Rhode Island law allows a three day rescission period for refinances but not for purchase loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.