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Find Mortgage Lenders Near You in Westerly, RI

Browse mortgage lenders serving Westerly, Rhode Island. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 7 mortgage lenders in Westerly, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Deana Bobbin at Guaranteed Rate Affinity
56 Wells St, Westerly, RI 02891
(401) 378-4467 grarate.com
Jill Kass at Prosperity Home Mortgage - Shelton
224 Post Rd, Westerly, RI 02891
(401) 637-4800 jillkass.phmloans.com
Westerly Community Credit Union
122 Granite St, Westerly, RI 02891
(401) 596-7000 westerlyccu.com
Washington Trust
126 Franklin St, Westerly, RI 02891
(401) 348-1367 washtrust.com
Westerly Community Credit Union
244 Post Rd, Westerly, RI 02891
(401) 596-7000 westerlyccu.com
Dime Bank Westerly
131 Franklin St, Westerly, RI 02891
(401) 596-4744 dime-bank.com
Chase Home Lending
143 Franklin St, Westerly, RI 02891
(619) 787-0369 homelendingadvisor.chase.com

Mortgage lenders in Westerly, Rhode Island help homebuyers secure financing for residential properties. Rhode Island law requires lenders to be licensed by the state Department of Business Regulation. Local lenders can guide you through the specific requirements for purchasing a home in Washington County.

What Does a Mortgage Lender in Westerly Cost?

Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Rhode Island generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Westerly?
You typically need pay stubs, tax returns, bank statements, and identification. Rhode Island lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law requires a minimum of 7 days between the receipt of the loan estimate and closing.