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Compare Mortgage Lenders in Layton, UT

Looking for a mortgage lender in Layton? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Layton, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 18 mortgage lenders in Layton, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMI Home Financing
1597 Woodland Park Dr #100A, Layton, UT 84041
(801) 736-7736 prmihome.com
American Pacific Mortgage Layton (NMLS #1446817)
27 S Main St, Layton, UT 84041
(801) 390-8282 apmortgage.com
Primary Residential Mortgage, Inc. - The Dale Stanford Team
579 Heritage Park Blvd Suite 140, Layton, UT 84041
(801) 476-4663 primeres.com
Garrett Hansen, AMP - Diversified Home Loans
1544 Woodland Park Dr Suite 300 B, Layton, UT 84041
(435) 770-4802 dh-loans.com
Guild Mortgage - Zachary Hayes
1086 UT-193 #102, Layton, UT 84040
(385) 238-4382 branches.guildmortgage.com
Lifetime Home Loans - Co. NMLS #1861406
664 W Antelope Dr, Layton, UT 84041
(801) 774-1699 lifetimehomeloans.com
Brett Wilson - Preferred Rate
52 Main St 1st Floor, Layton, UT 84041
(801) 497-6403 preferredrate.com
Dale Stanford | Branch Manager | Primary Residential Mortgage, Inc.
579 Heritage Park Blvd Ste 242, Layton, UT 84041
(801) 476-4663 primeres.com
James Hirst Loan Officer NMLS# 880547 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
(801) 860-7151 apmortgage.com
Guild Mortgage - Brady Peterson
1086 UT-193 #102, Layton, UT 84040
(385) 405-2392 branches.guildmortgage.com
New American Funding
920 Heritage Park Blvd Suite 200-E, Layton, UT 84041
(801) 644-0766 apply.newamericanfunding.com
Hometown Mortgage, Co.
476 Heritage Park Blvd Suite 200-B, Layton, UT 84041
(801) 520-8475 thehtmortgage.com
Guild Mortgage - Jess Patterson
1086 UT-193 #102, Layton, UT 84040
(801) 614-5131 branches.guildmortgage.com
Burke Christensen Loan Officer NMLS#308203 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
(801) 336-6650 apmortgage.com
Jen Jones Branch Manager/ Loan Originator NMLS #247020 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
(801) 390-8282 apmortgage.com
Brett Hewlett - Preferred Rate
52 Main St 1st Floor, Layton, UT 84041
(801) 906-1003 preferredrate.com
Guild Mortgage Company
1086 UT-193 #102, Layton, UT 84040
(385) 238-4366 branches.guildmortgage.com
US Bank Mortgage
849 W Hill Field Rd #201, Layton, UT 84041
(800) 872-2657 usbank.com

Mortgage lenders in Layton Utah help home buyers and homeowners secure financing for residential properties. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Layton lenders offer conventional loans FHA loans VA loans and USDA loans for properties in Davis County.

What Does a Mortgage Lender in Layton Cost?

Typical mortgage lender costs in Utah include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and escrow. Closing costs in Layton generally range from 2 to 5 percent of the purchase price. For a 400000 home this means 8000 to 20000 in total closing costs. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Layton Utah?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Utah lenders also require a signed authorization to pull your credit report.
How long does the mortgage process take in Utah?
The average mortgage process in Utah takes 30 to 45 days from application to closing. Utah law allows for a three business day right of rescission on most refinance loans.