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Find Mortgage Lenders Near You in Midvale, UT

Directory of mortgage lenders in Midvale, Utah. Verify credentials with the state state mortgage licensing authority before hiring.

10 agents listed
Updated June 2026
Midvale, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 10 mortgage lenders in Midvale, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
1275 East Fort Union Blvd suite 100, Midvale, UT 84047
(801) 583-2100 branches.guildmortgage.com
KAI Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
(801) 306-7306 kaimortgage.com
Ben Lungren at Direct Rate Home Loans, Inc.
6985 Union Park Center Suite #150, Midvale, UT 84047
(801) 885-4446 directrate.com
Mary Hofeling Fairway Independent Mortgage
6955 S Union Park Center # 370, Midvale, UT 84047
(801) 971-5009 fairway.com
Avanti Mortgage Midvale
7646 Union Park Ave B, Midvale, UT 84047
(801) 597-7372 utahsloanteam.com
Steve Lowder - Barrett Financial
6985 Union Park Center #150, Midvale, UT 84047
(801) 502-3220
Debbie Kraft
7660 Holden St, Midvale, UT 84047
(801) 616-1992 ultimatehomelending.com
Lindsey Van Otten -Mortgage Loans
6955 Union Park Center #540, Midvale, UT 84047
(801) 230-9693
Jason Ramirez - Kai Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
(385) 444-1587 kaimortgage.com
Guild Mortgage Company
75 7200 S Ste 132, Midvale, UT 84047
(801) 858-0702 branches.guildmortgage.com

Mortgage lenders in Midvale Utah help homebuyers and homeowners secure financing for residential properties. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique housing market in Salt Lake County and can guide you through conventional FHA or VA loan programs.

What Does a Mortgage Lender in Midvale Cost?

Typical costs for a mortgage lender in Utah include an origination fee of 0.5 to 1 percent of the loan amount. Third-party fees such as appraisal title insurance and recording fees can total 2000 to 5000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Midvale Utah?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Utah lenders also require a credit report and proof of assets.
How long does the mortgage process take in Utah?
The process usually takes 30 to 45 days from application to closing. Utah law allows for a three-day rescission period on refinances but not on purchase loans.
What are common down payment requirements for Utah home loans?
Conventional loans often require 3 to 5 percent down. FHA loans allow as low as 3.5 percent. VA and USDA loans may offer zero down payment options for qualified borrowers.