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Find Mortgage Lenders in Payson, UT

Browse mortgage lenders serving Payson, Utah. Contact information and addresses listed below.

12 agents listed
Updated June 2026
Payson, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 12 mortgage lenders in Payson, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Bank - Payson
182 N Main St, Payson, UT 84651
(801) 465-9276 cbutah.com
UCCU - Payson Branch
1012 W 800 S, Payson, UT 84651
(800) 453-8188 uccu.com
America First Credit Union
967 Turf Farm Rd, Payson, UT 84651
(800) 999-3961 americafirst.com
Security Service Federal Credit Union
1322 Turf Farm Way, Payson, UT 84651
(800) 525-9570 ssfcu.org
Nebo CU (a division of Cyprus Credit Union)
201 E 100 N, Payson, UT 84651
(801) 465-1200 nebocreditunion.org
Pacific Horizon Credit Union
191 S 100 W, Payson, UT 84651
(801) 465-0111 pacifichorizoncu.com
Goldenwest Credit Union
824 W 800 S, Payson, UT 84651
(800) 283-4550 gwcu.org
Team USA Mortgage
1675 W 200 S, Payson, UT 84651
(801) 885-9679 teamusa.mortgage
Innovative Mortgage Alliance LLC - Payson Branch
764 E 100 N, Payson, UT 84651
(801) 787-1232
Websters
235 E 1250 S, Payson, UT 84651
(801) 787-1232
US Bank Mortgage
632 S 100 W, Payson, UT 84651
(801) 465-8275 usbank.com
Theloanprofessional
659 E 800 S St, Payson, UT 84651
(385) 350-8580

Mortgage lenders in Payson, Utah help homebuyers and homeowners secure financing for property purchases and refinances. Utah law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand Payson market conditions and can guide you through conventional, FHA, VA, and USDA loan options.

What Does a Mortgage Lender in Payson Cost?

Typical mortgage lender costs in Utah include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Payson Utah?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Utah lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does mortgage approval take in Utah?
Initial pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days, depending on loan type and appraisal scheduling.
Are there Utah-specific mortgage rules I should know?
Utah is a non-judicial foreclosure state, meaning lenders can foreclose without court action. Also, Utah law requires a signed disclosure of mortgage terms within three business days of application.