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6 agents listed
Updated May 2026
Roy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 6 mortgage lenders in Roy, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Savvy Loan Lingo
4655 S 1900 W #11, Roy, UT 84067
8016863200
Bank of Utah - Roy
5729 S 1900 W, Roy, UT 84067
8018251647
Augusta Mortgage
4655 S 1900 W #4, Roy, UT 84067
8013903316
Day Financial Services, Inc.
3568 W 4800 S, Roy, UT 84067
8017734468
Jennifer Nielsen - Bank of Utah Mortgage Loan Officer
5729 S 1900 W, Roy, UT 84067
8016890908
U.S. Bank
4810 S 1900 W, Roy, UT 84067
8017289340
Mortgage lenders in Roy Utah help home buyers and homeowners secure financing for property purchases and refinances. Utah law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Roy real estate market and can guide you through Utah specific loan programs and down payment assistance options.
What Does a Mortgage Lender in Roy Cost?
Typical costs for a mortgage lender in Utah include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1,500 to 3,000 dollars. Closing costs usually total 2 to 5 percent of the home price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Roy Utah?
You typically need pay stubs tax returns bank statements and a government ID. Utah lenders also require a credit report and proof of assets. Self employed borrowers may need additional tax documents.
How long does it take to close on a home loan in Utah?
The average mortgage closing in Utah takes 30 to 45 days. This timeline can vary based on loan type property appraisal and under review. Utah law requires a three day right of rescission for refinances.
Are there first time home buyer programs in Roy Utah?
Yes Utah offers first time home buyer programs through Utah Housing Corporation. These programs provide down payment assistance and lower interest rates. Eligibility depends on income and purchase price limits set by the state.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.