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Find Mortgage Lenders Near You in Salt Lake City, UT
Directory of mortgage lenders in Salt Lake City, Utah. Verify credentials with the state state mortgage licensing authority before hiring.
20 agents listed
Updated June 2026
Salt Lake City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 20 mortgage lenders in Salt Lake City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Salt Lake City help homebuyers and homeowners secure financing for residential properties. Utah law requires all mortgage loan originators to be licensed through the Utah Division of Real Estate. Working with a local lender can provide insight into Salt Lake County property values and specific loan programs available in the state.
What Does a Mortgage Lender in Salt Lake City Cost?
Typical mortgage lender costs in Utah include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees in Salt Lake City range from 450 to 700 dollars. Third party costs like title insurance and recording fees add 1500 to 3000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Utah?
Mortgage loan originators in Utah must hold a valid license from the Utah Division of Real Estate. They also need to register with the Nationwide Multistate Licensing System NMLS. You can verify a lenders license on the Utah Division of Real Estate website.
How long does a typical mortgage approval take in Salt Lake City?
A standard mortgage approval in Utah usually takes 30 to 45 days from application to closing. Factors like property appraisal and your financial documents can affect this timeline. Some lenders offer faster programs for qualified buyers.
Are there Utah specific down payment assistance programs?
Yes Utah offers several down payment assistance programs through the Utah Housing Corporation. These include the FirstHome and Score loans which provide up to 6 percent of the purchase price. Eligibility depends on income limits and credit score requirements.
Get matched with agents in Salt Lake City who handle your type of case.
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BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Utah.