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Mortgage Lenders in Fairfax, VA

Directory of mortgage lenders in Fairfax, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Fairfax, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 mortgage lenders in Fairfax, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prosperity Home Mortgage, LLC
3060 Williams Dr # 600, Fairfax, VA 22031
(877) 275-1762 phmloans.com
Embrace Home Loans - Fairfax, VA
10306 Eaton Pl Ste 100, Fairfax, VA 22030
(703) 591-7144 embracehomeloans.com
Atlantic Coast Mortgage
4097 Monument Corner Dr 6th floor, Fairfax, VA 22030
(703) 592-6235 atlanticcoastmortgage.com
First Heritage Mortgage, LLC - Fairfax
11325 Random Hills Rd suite 600, Fairfax, VA 22030
(703) 352-0721 fhmtg.com
USA Loans
10400 Eaton Pl # 110, Fairfax, VA 22030
(703) 890-1356 usaloans.net
Presidential Bank Mortgage
11320 Random Hills Rd Suite 100, Fairfax, VA 22030
(703) 460-5500 presidentialbankmortgage.com
Jolene Moore - CrossCountry Mortgage, LLC
12700 Fair Lakes Cir Suite 460, Fairfax, VA 22033
(571) 800-0710 jolenemoore.com
Vellum Mortgage, Lisa West
12700 Fair Lakes Cir Suite 400, Fairfax, VA 22033
(703) 822-3863 lisawest.com
Peyton Mahaffey at First Heritage Mortgage
11325 Random Hills Rd suite 600, Fairfax, VA 22030
(703) 623-7889 fhmtg.com
Javier Gonzalez, Mortgage Lender
3701 Pender Dr suite 210, Fairfax, VA 22030
(571) 283-9076 movement.com
Todd Marumoto at Intercoastal Mortgage, LLC
11325 Random Hills Rd suite 600, Fairfax, VA 22030
(703) 449-6823 intercoastalmortgage.com
Peace Home Lending
3975 University Dr Ste 365, Fairfax, VA 22030
(571) 998-1500 peacehl.com
Ian Waite at CMG Home Loans
11325 Random Hills Rd #100, Fairfax, VA 22030
(571) 393-9024 ianwaite.com
Spencer Lin | Movement Mortgage
3701 Pender Dr suite 210, Fairfax, VA 22030
(240) 727-9978 movement.com
One Mortgage Inc.
3975 University Dr Site 415, Fairfax, VA 22030
(703) 621-1521 onemtginc.com
Vivian Daniel at First Heritage Mortgage, LLC
11325 Random Hills Rd suite 600, Fairfax, VA 22030
(703) 259-8645 fhmtg.com
Alec Gagne at Intercoastal Mortgage, LLC
11325 Random Hills Rd suite 600, Fairfax, VA 22030
(703) 899-0086 intercoastalmortgage.com
Travis Light, Mortgage Loan Officer
3701 Pender Dr #150, Fairfax, VA 22030
(571) 294-6705 hstmortgage.com
Nathan Burch - Vellum Mortgage. NMLS# 231804
12700 Fair Lakes Cir Suite 400, Fairfax, VA 22033
(703) 348-2166 nathanburch.com
Kelly Goodman, NMLS 659439, Cross County Mortgage
4097 Monument Corner Dr, Fairfax, VA 22030
(703) 850-2118

Mortgage lenders in Fairfax Virginia help home buyers and homeowners secure financing for residential properties. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions. Fairfax offers a competitive market with many local and national lenders serving the Northern Virginia area.

What Does a Mortgage Lender in Fairfax Cost?

Typical mortgage lender costs in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 0.5 percent of the purchase price. Closing costs in Fairfax generally range from 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fairfax Virginia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and government issued ID. Virginia lenders also require a property appraisal and title search for the specific Fairfax property.
How long does the mortgage process take in Virginia?
The process from application to closing usually takes 30 to 45 days in Virginia. Virginia law allows for a three day right of rescission on refinances but not on purchase loans.
What are the typical down payment requirements for Fairfax home loans?
Down payments vary by loan type from 3 percent for conventional loans to zero percent for VA loans. Virginia offers down payment assistance programs for first time buyers through the Virginia Housing Development Authority.