Find Mortgage Lenders in Falls Church, VA
Browse mortgage lenders serving Falls Church, Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 12 mortgage lenders in Falls Church, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Falls Church Virginia help homebuyers and homeowners secure financing for property purchases and refinancing. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders understand the unique housing market in Falls Church and Northern Virginia.
What Does a Mortgage Lender in Falls Church Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance averaging 1,500 to 3,000 dollars. Closing costs in Northern Virginia often total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Falls Church Virginia?
You typically need pay stubs, tax returns, bank statements, and photo identification. Virginia lenders also require a credit check and proof of assets. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Virginia?
The mortgage process in Virginia usually takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission period for refinances. Delays can occur if appraisal or title work takes longer.
Are there specific Virginia loan programs for first time homebuyers?
Yes Virginia Housing offers down payment assistance and favorable rates for first time buyers. These programs have income limits and require completion of a homebuyer education course. Falls Church residents may also qualify for local county assistance programs.