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Directory of mortgage lenders in Gainesville, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Gainesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 19 mortgage lenders in Gainesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
5712613462
Atlantic Coast Mortgage - Haymarket
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
5713664536
Tricia Goodwin
5615 Wellington Rd, Gainesville, VA 20155
7037851017
Integrity First Home Loans LLC - Justin Hamacher NMLS# 1972211
14350 Ladderbacked Dr, Gainesville, VA 20155
5712616165
Melissa Landon
5615 Wellington Rd Units 113 & 115, Gainesville, VA 20155
7038688983
Jim Podratsky - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
7036226702
Brandi Mckeown - Fairway Home Mortgage
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
7149060050
Kristina Walsh
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
5712858318
Mike Schumacher, NMLS ID 177344
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
5715833553
Neil Kress, Fairway Independent Mortgage Company
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
2403532471
David Black at Rate (NMLS #453677)
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
7033821935
Atlantic Coast Mortgage - Gainesville
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
7036403304
Brian Murphy - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
5712345744
Rate
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
7033821935
Susan Apostolico
5615 Wellington Rd, Gainesville, VA 20155
7036211357
David L Koonce | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
3013323234
Charlene Finnegan
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
5715518562
Victoria King - CMG Home Loans
5615 Wellington Rd Units 113 & 115, Gainesville, VA 20155
7032832494
Mortgage, Bank of America
14752 Lee Hwy, Gainesville, VA 20155
5402534708
Mortgage lenders in Gainesville Virginia help homebuyers secure financing for residential properties. Virginia law requires all mortgage loan originators to be licensed through the State Corporation Commission. Local lenders understand the specific housing market in Prince William County and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in Gainesville Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance costs of 1000 to 2000 dollars. Closing costs in Virginia generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gainesville Virginia?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Virginia lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Virginia?
The average mortgage process in Virginia takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for most refinance loans after closing documents are signed.
Are there special mortgage programs for first time home buyers in Virginia?
Yes the Virginia Housing Development Authority offers down payment assistance and favorable loan terms for qualified first time buyers. These programs often require a minimum credit score and completion of a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.