Compare Mortgage Lenders in Harrisonburg, VA
Compare mortgage lenders in Harrisonburg. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 17 mortgage lenders in Harrisonburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Harrisonburg Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount plus appraisal fees from $400 to $700 and title insurance from $500 to $1,500. Closing costs in Harrisonburg generally range from 2% to 5% of the purchase price. These amounts vary based on loan type property value and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Harrisonburg?
You typically need pay stubs tax returns bank statements and photo ID. Virginia lenders also require a signed authorization to check your credit report. Self employed borrowers may need additional profit and loss statements.
How long does mortgage approval take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law allows a three day rescission period after signing for refinances but not for purchase loans. Delays can happen if appraisals or title work take longer.
Are there first time home buyer programs in Harrisonburg Virginia?
Yes Virginia Housing offers down payment assistance and lower interest rates for eligible first time buyers. Harrisonburg also participates in the Virginia Housing Development Authority programs. Income limits and property location requirements apply.