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Compare Mortgage Lenders in Lynchburg, VA

Compare mortgage lenders in Lynchburg. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Lynchburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 18 mortgage lenders in Lynchburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Luper Team Mortgage- NMLS#1229598
105 Hexham Dr, Lynchburg, VA 24502
(434) 221-3823 luperteammortgage.com
OverDrive Mortgage - TJ Kuczewski: Mortgage Lender
3831 Old Forest Rd Suite 6 - 12, Lynchburg, VA 24501
(434) 226-7688 tjkmortgage.com
Atlantic Bay Mortgage Group - Lynchburg, VA
100 Northwynd Cir A, Lynchburg, VA 24502
(434) 338-6238 atlanticbay.com
Mariner Finance
3211-D Forest Brook Rd, Lynchburg, VA 24501
(434) 385-8007 locations.marinerfinance.com
Rhonda Holt, The Loan Maven Team, pwd by RWM Home Loans
107 Tradewynd Dr Suite A, Lynchburg, VA 24502
(434) 221-6361 rwmloans.com
ALCOVA Mortgage | Lynchburg, VA
1313A Enterprise Dr, Lynchburg, VA 24502
(434) 258-3549 alcova.com
The Loan Maven Team: Jessica Collins
107 Tradewynd Dr Ste A Rm 102, Lynchburg, VA 24502
(434) 665-0086 yourmtglender.com
Blue Ridge Mortgage
916 Main St #400, Lynchburg, VA 24504
(434) 846-1300 brmmortgage.com
Brad Baker Mortgage Lender New American Funding
20715 Timberlake Rd Suite 103, Lynchburg, VA 24502
(434) 219-7028 bradbakerhomeloans.com
Sophie Lovell - Edge Home Finance
111A Tradewynd Dr Suite A, Lynchburg, VA 24502
(434) 546-0614 lendwithlovell.com
Revolution Mortgage
18447 Forest Rd Suite B, Lynchburg, VA 24502
(434) 379-0001 revolutionmortgage.com
Diversified Mortgage Brokers
100 Copley Pl suite d, Lynchburg, VA 24502
(434) 237-3143 diversifiedmortbrokers.com
Kevin Filiberto - Loan Officer
105 Hexham Dr, Lynchburg, VA 24502
(434) 951-2269
Brady Shorey
105 Hexham Dr, Lynchburg, VA 24502
(434) 951-1387 fairwayindependentmc.com
Mortgage Equity Team LLC
4100 Fort Ave, Lynchburg, VA 24502
(434) 846-3268 mortgageequityteam.com
Tammy Mikkelson
205 Archway Ct, Lynchburg, VA 24502
(877) 314-1499 movement.com
Commercial Lending Lynchburg VA
100 Copley Pl, Lynchburg, VA 24502
(434) 248-3587
Hard Money Lenders Lynchburg VA
2522 Linkhorne Dr, Lynchburg, VA 24503
(434) 252-3228

Mortgage lenders in Lynchburg Virginia help home buyers and homeowners secure financing for residential properties. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Lynchburg real estate market and can guide you through Virginia specific closing procedures.

What Does a Mortgage Lender in Lynchburg Cost?

Typical costs for a mortgage lender in Virginia include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,500 to 3,000 dollars. Closing costs in Virginia generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lynchburg Virginia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Virginia lenders may also ask for proof of homeowners insurance before closing.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for refinances, which adds time to those transactions.
Are there first time home buyer programs in Lynchburg Virginia?
Yes, Virginia offers programs through the Virginia Housing Development Authority. These include down payment assistance and lower interest rates for qualified first time buyers in Lynchburg.