Mortgage Lenders in McLean, VA
Browse mortgage lenders serving McLean, Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 17 mortgage lenders in McLean, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in McLean Virginia help home buyers and homeowners secure financing for property purchases and refinancing. Virginia law requires lenders to be licensed by the State Corporation Commission and follow specific disclosure rules. McLean borrowers can access conventional loans, FHA loans, and VA loans through local lenders familiar with Fairfax County property values.
What Does a Mortgage Lender in McLean Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and a credit report fee of $30 to $50. Closing costs in Virginia generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in McLean Virginia?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Virginia lenders also require a signed authorization to pull your credit report. Self employed borrowers must provide two years of tax returns and a profit and loss statement.
How long does the mortgage process take in Virginia?
The average mortgage process in Virginia takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for refinances under the Truth in Lending Act. Purchase loans do not have a rescission period.
Are there special mortgage programs for first time home buyers in Virginia?
Yes, the Virginia Housing Development Authority offers down payment assistance and competitive rates for first time buyers. These programs have income limits and require a home buyer education course. McLean residents may also qualify for local Fairfax County first time buyer grants.