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Mortgage Lenders in Mechanicsville, VA

Compare mortgage lenders in Mechanicsville. Review contact information and insurance categorys before you decide.

11 agents listed
Updated June 2026
Mechanicsville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 11 mortgage lenders in Mechanicsville, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
7445 Lee-Davis Rd Ste. 106, Mechanicsville, VA 23111
(804) 417-0230 locations.marinerfinance.com
Tori McConnell Mortgage Team
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
(814) 330-4221 torimcconnell.com
Emily Young
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
(804) 314-6156 movement.com
1st Franklin Financial
6493 Mechanicsville Tpke B, Mechanicsville, VA 23111
(804) 406-3338 1ffc.com
Valerie Holbrook
9464 Chamberlayne Rd # 101, Mechanicsville, VA 23116
(804) 510-3425 cfmortgagecorp.com
April Lee
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
(877) 314-1499 movement.com
1st Call Mortgage
8339 Wetherden Dr, Mechanicsville, VA 23111
(804) 386-4014 1stcallmortgage.com
Christopher Watson
9097 Atlee Station Rd #100, Mechanicsville, VA 23116
(804) 267-0542
United Financial Mortgage, LLC
6955 Henrietta Ct, Mechanicsville, VA 23111
(804) 814-1168 ufmmortgage.com
Colonial Farm Credit
7104 Mechanicsville Tpke, Mechanicsville, VA 23111
(804) 746-1252 colonialfarmcredit.com
Movement Mortgage
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
(877) 314-1499 movement.com

Mortgage lenders in Mechanicsville Virginia help home buyers and homeowners secure financing for purchases and refinances. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders understand Mechanicsville market conditions and can guide you through the loan process.

What Does a Mortgage Lender in Mechanicsville Cost?

Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Mechanicsville generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Mechanicsville?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Virginia lenders may also ask for proof of residence and a credit report authorization.
How long does the mortgage process take in Virginia?
The typical mortgage process in Virginia takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires special appraisal.
Are there special mortgage programs for Virginia first time home buyers?
Yes, Virginia offers programs through the Virginia Housing Development Authority. These include down payment assistance and lower interest rates for eligible first time buyers in Mechanicsville.