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Looking for a mortgage lender in Stafford? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Stafford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 11 mortgage lenders in Stafford, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Sanchez at Rate (NMLS #860048)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5406995419
Ken Melendez at Rate (NMLS #2037924)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5404277585
OneMain Financial
556 Garrisonville Rd STE 102, Stafford, VA 22554
5403704127
Priority Financial LLC
1267 Courthouse Rd, Stafford, VA 22554
5403188811
Motion Mortgage Inc
385 Garrisonville Rd Ste 97, Stafford, VA 22554
7032160338
Mortgage, Bank of America
1525 Stafford Market Pl, Stafford, VA 22556
5404465586
Movement Mortgage
306 Garrisonville Rd Suite 203, Stafford, VA 22554
8773141499
Steve Harrison at Rate (NMLS #995374)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5406995425
Rate
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5404277595
PNC Mortgage
2864 Richmond Hwy, Stafford, VA 22554
5406595344
NOVA Mortgage Specialists LLC
138 Mt Hope Church Rd, Stafford, VA 22554
5408343251
Stafford Virginia offers a range of mortgage lenders to help you buy a home or refinance. Virginia law requires lenders to be licensed through the State Corporation Commission. Local lenders in Stafford understand the regional housing market and can guide you through Virginia specific closing procedures.
What Does a Mortgage Lender in Stafford Cost?
Typical costs for a mortgage in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Stafford generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Stafford Virginia?
You typically need pay stubs, tax returns, bank statements, and photo ID. Virginia lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for refinances on primary residences.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.