Find Mortgage Lenders Near You in Suffolk, VA
Directory of mortgage lenders in Suffolk, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 18 mortgage lenders in Suffolk, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Suffolk Virginia help home buyers and homeowners secure financing for property purchases and refinancing. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders understand the Suffolk real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Suffolk Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs in Suffolk usually range from 2% to 5% of the purchase price. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Suffolk Virginia?
You typically need pay stubs, tax returns, bank statements, and photo identification. Virginia lenders also require a credit check and proof of assets. Self employed borrowers may need additional business documents.
How long does the mortgage process take in Virginia?
The typical mortgage process in Virginia takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer. Virginia law requires a three day right of rescission for refinances.
Are there first time home buyer programs in Suffolk Virginia?
Yes, Virginia offers the Virginia Housing program with down payment assistance for qualified first time buyers. Suffolk also participates in local and federal programs like FHA and USDA loans. Eligibility depends on income and credit score.