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Compare Mortgage Lenders in South Charleston, WV

Compare mortgage lenders in South Charleston. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
South Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of West Virginia before hiring.
Showing 5 mortgage lenders in South Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Asseff at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
(304) 744-2980 johnhelpsyou.com
Chase Mortgage
505 D St, South Charleston, WV 25303
(304) 744-1835 chase.com
Chase Home Lending
505 D St, South Charleston, WV 25303
(332) 799-3680 homelendingadvisor.chase.com
Joy Gumm at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
(304) 377-3593 joygumm.com
Solution One Mortgage
205 D St, South Charleston, WV 25303
(304) 744-2980

Mortgage lenders in South Charleston, West Virginia help home buyers and homeowners secure loans for purchasing or refinancing property. West Virginia law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders are familiar with regional housing markets and can guide you through the state specific closing process.

What Does a Mortgage Lender in South Charleston Cost?

Typical costs for a mortgage lender in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing around $800 to $1,500. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in South Charleston?
You will need proof of income, tax returns, bank statements, and identification. West Virginia lenders also require a property appraisal and title search.
How long does the mortgage process take in West Virginia?
The typical mortgage process in West Virginia takes 30 to 45 days from application to closing. Delays can occur if the property has title issues or if appraisal takes longer.
Are there special mortgage programs for West Virginia residents?
Yes, the West Virginia Housing Development Fund offers down payment assistance and low interest loans for first time home buyers. These programs have income limits and require homebuyer education.

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