Skip to main content

Mortgage Lenders in St Albans, WV

Compare mortgage lenders in St Albans. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
St Albans, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of West Virginia before hiring.
Showing 6 mortgage lenders in St Albans, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Superior Home Specialists
2829 MacCorkle Ave, St Albans, WV 25177
(304) 729-6603 superiorhomespecialistswv.com
City National Bank
560 4th St, St Albans, WV 25177
(304) 722-7560 bankatcity.com
West Virginia Federal Credit
2355 MacCorkle Ave, St Albans, WV 25177
(304) 729-3000 wvfcu.org
Truist
520 6th Ave, St Albans, WV 25177
(304) 722-0300 truist.com
Star USA Federal Credit Union
600 6th Ave, St Albans, WV 25177
(304) 727-2981 starusafcu.com
Zdrojewski & Company
855 McQueen Blvd, St Albans, WV 25177
(304) 553-2396 zdrojewskiappraisals.com

Mortgage lenders in St Albans, West Virginia help homebuyers secure financing for residential properties. West Virginia law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Kanawha County property values and state specific programs like the West Virginia Housing Development Fund first time homebuyer assistance.

What Does a Mortgage Lender in St Albans Cost?

Typical mortgage lender costs in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $150 to $400. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in St Albans?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. West Virginia lenders may also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in West Virginia?
The standard mortgage approval process in West Virginia usually takes 30 to 45 days from application to closing. This timeline can vary based on the complexity of your financial situation and the lenders workload.

Mortgage Lenders in Other West Virginia Cities