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Compare Mortgage Refinance Companies in Benicia, CA
Directory of mortgage refinance companies in Benicia, California. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Benicia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage refinance companies in Benicia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monica Jones - CrossCountry Mortgage, Inc.
177 Military E, Benicia, CA 94510
9252639522
Darlene Espinoza - CrossCountry Mortgage, Inc
177 Military E, Benicia, CA 94510
5108162904
Guaranteed Rate
555 First St #102, Benicia, CA 94510
7073925179
Portal Home Loans
281 E H St, Benicia, CA 94510
9255218860
John Holme at CrossCountry Mortgage
177 Military E, Benicia, CA 94510
7073408119
Jennifer Wilson- GTG Financial, Inc.
1350 Hayes St Suite C7, Benicia, CA 94510
7072082459
American Pacific Mortgage - All California Mortgage
1090 Adams St STE L, Benicia, CA 94510
7074862860
Advanced Mortgage Services
615 First St, Benicia, CA 94510
7077487630
CrossCountry Mortgage, LLC
177 Military E, Benicia, CA 94510
7073615500
Chase Home Lending
802 Southampton Rd, Benicia, CA 94510
7073199788
Peoples Home Equity, Inc.
560 First St Suite B-206, Benicia, CA 94510
7077509594
Pinnacle Home Loans
920 First St #205, Benicia, CA 94510
7072461010
Claire D Tan - Chase Home Lending Advisor - NMLS ID 669379
802 Southampton Rd, Benicia, CA 94510
7073199788
US Bank Mortgage
Benicia, CA 94510
7077454144
A mortgage refinance company in Benicia, California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local Benicia homeowners often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Benicia Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. Common fees include an origination fee of 0.5% to 1% of the loan, appraisal fees of $400 to $700, and title insurance of $800 to $2,000. Closing costs also include recording fees and escrow charges. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Benicia?
You typically need pay stubs, tax returns, bank statements, and a current mortgage statement. California lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.