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Find Mortgage Refinance Companies Near You in Brawley, CA

Looking for a mortgage refinance company in Brawley? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Brawley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Brawley, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Community Federal Credit Union
1080 S Brawley Ave, Brawley, CA 92227
7603374200
Nava Commercial Capital & Real Estate Inc.
578 G St, Brawley, CA 92227
7606231050

Mortgage refinance companies in Brawley, California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Imperial Valley housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Brawley Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 1,000 to 2,000 dollars. Closing costs usually range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Brawley?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer.
Are there California laws that protect me during refinancing?
Yes, California law requires lenders to give you a Loan Estimate and Closing Disclosure. You also have a three-day right of rescission after signing to cancel the loan without penalty.