Skip to main content
Home › Mortgage Refinance Company › California › Chico

Mortgage Refinance Companies in Chico, CA

Looking for a mortgage refinance company in Chico? Review the directory below to compare your options.

19 agents listed
Updated June 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage refinance companies in Chico, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CELP - California Employee Loan Program by HappyDog
300 Salem St, Chico, CA 95928
(810) 275-1714 californiaemployeeloans.com
Newrez
1051 Mangrove Ave, Chico, CA 95926
(530) 781-1700 newrez.com
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
(530) 514-0798 tloaning.com
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
(530) 924-5656 imschico.com
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
(530) 514-7572 changemtg.com
Julio Cobian, Mason Mac Mortgage
1122 Mangrove Ave, Chico, CA 95926
(619) 793-6994 juliolends.com
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
(530) 897-4090 accessloans.net
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
(530) 514-7572 changemtg.com
HappyDog
300 Salem St, Chico, CA 95928
(530) 267-6262 happydog.com
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
(530) 588-1344 brookslendingteam.com
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
(530) 899-1870 networkmortgageonline.com
Caliber Home Loans, Richard Graeff
2580 Sierra Sunrise Terrace STE 200, Chico, CA 95928
(530) 570-8560
Fairway Independent Mortgage Jeremy Williams
300 Salem St, Chico, CA 95928
(530) 514-8421 fairway.com
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
(530) 518-1043 nathanmcgraw.net
Guild Mortgage - Tim Kemper
1469 Humboldt Rd STE 100, Chico, CA 95928
(530) 624-6964 branches.guildmortgage.com
Allison Denney
10 Declaration Dr A, Chico, CA 95973
(530) 570-8634 cmghomeloans.com
Russell Street, Mortgage Broker NMLS #1249828
15 Moraga Dr, Chico, CA 95926
(858) 752-8806 russellstreetmortgage.com
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
(530) 776-0080 branches.guildmortgage.com
Top Mortgage Loans Chico CA
1207 W Sacramento Ave #2C, Chico, CA 95926
(530) 487-0126 happyinvestmentsinc.com

What Does a Mortgage Refinance Company in Chico Cost?

Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and closing costs of 2 to 5 percent of the loan amount. For a 300,000 dollar loan, closing costs might range from 6,000 to 15,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Chico?
You typically need pay stubs tax returns bank statements and a photo ID. California lenders may also ask for a home appraisal to confirm your property value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or under review takes longer.
Are there California laws that affect mortgage refinancing?
Yes California has strict rules on prepayment penalties and loan disclosures. Lenders must give you a Loan Estimate and a Closing Disclosure at least three business days before closing.

Mortgage Refinance Companies in Other California Cities

Adelanto · Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · American Canyon · Anaheim · Antioch · Apple Valley · Arcadia · Arcata · Arroyo Grande · Artesia · Atascadero

Free • No Obligation

Compare Mortgage Refinance Companies

Get matched with agents in Chico who handle your type of case.

Affiliate Form Embed
Replace with iframe/embed code
from your affiliate network
Affiliate Disclosure The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.

Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

Report an error or request listing removal

Email [email protected] — removal requests are typically processed within 7-10 business days.