ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Cloverdale, CA
Looking for a mortgage refinance company in Cloverdale? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Cloverdale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in Cloverdale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Redwood Credit Union
1129 S Cloverdale Blvd Suite A, Cloverdale, CA 95425
8004797928
Rainbow Mortgage & Investment
120 E 4th St # E, Cloverdale, CA 95425
7078940703
Chase Mortgage
103 S Cloverdale Blvd, Cloverdale, CA 95425
7078948841
Mortgage refinance companies in Cloverdale, California help homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through options like rate-and-term or cash-out refinancing to suit your financial goals.
What Does a Mortgage Refinance Company in Cloverdale Cost?
Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance, and loan origination fees. Some lenders offer no-closing-cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Cloverdale?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal and a signed application. Your refinance company will give you a full list based on your situation.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal takes longer or if additional documents are needed. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there California laws that protect me when refinancing?
Yes, California has strict rules. Lenders must follow the Truth in Lending Act and provide clear disclosures. You also have a right of rescission for most refinances, which gives you three business days after closing to cancel the loan without penalty.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Cloverdale who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.