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Compare Mortgage Refinance Companies in Cupertino, CA

Directory of mortgage refinance companies in Cupertino, California. Verify credentials with the state state mortgage licensing authority before hiring.

16 agents listed
Updated June 2026
Cupertino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 16 mortgage refinance companies in Cupertino, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Max Bottaro Mortgage Loan Officer PNC Bank
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
(650) 793-5147 pnc.com
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
(408) 777-1800 marketing.gmccloan.com
Kimmie Vo - Chase Home Lending Advisor - NMLS ID 407542
20573 Stevens Creek Blvd, Cupertino, CA 95014
(408) 621-7151 homelendingadvisor.chase.com
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
(408) 777-1800 marketing.gmccloan.com
General Mortgage Capital Corporation Lee Chieng Mortgage Advisor
10991 N De Anza Blvd A, Cupertino, CA 95014
(833) 760-0828 leechiengmortgagepro.com
Angela Zhao Mortgage Loan Officer PNC Bank
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
(408) 655-9357
Michael Colo Mortgage Group - Silicon Valley Loan Officer
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
(650) 248-3491 thecologroup.com
Left & Right Consulting Inc
20111 Stevens Creek Blvd STE 215, Cupertino, CA 95014
(650) 229-9286 leftrightconsult.com
Alan Morimoto at Prosperity Home Mortgage - Cupertino
10275 N De Anza Blvd, Cupertino, CA 95014
(925) 519-9983 alanmorimoto.phmloans.com
Sylvia Nanez at Prosperity Home Mortgage - Cupertino
10275 N De Anza Blvd, Cupertino, CA 95014
(877) 275-1762 sylviananez.phmloans.com
Kathy Dominguez - Mortgage Broker
1601 S De Anza Blvd #260b, Cupertino, CA 95014
(408) 768-8889 facebook.com
General Mortgage Capital Corporation - Cupertino
1601 S De Anza Blvd suite 260, Cupertino, CA 95014
(408) 777-1800 marketing.gmccloan.com
Sue Baker-Dirickson at Guaranteed Rate Affinity (NMLS #281021)
19330 Stevens Creek Blvd, Cupertino, CA 95014
(408) 861-8866 grarate.com
TransGlobal Lending
19656 Stevens Creek Blvd, Cupertino, CA 95014
(888) 993-0788 transgloballending.com
Mortgage, Bank of America
19376 Stevens Creek Blvd, Cupertino, CA 95014
(669) 291-2019 bankofamerica.com
US Bank Mortgage
10381 S De Anza Blvd, Cupertino, CA 95014
(800) 872-2657 usbank.com

A mortgage refinance company in Cupertino California helps homeowners replace their existing home loan with a new one. California law requires lenders to follow strict disclosure rules under the California Consumer Credit Protection Act. Local companies understand the high property values in Santa Clara County and can guide you through the process.

What Does a Mortgage Refinance Company in Cupertino Cost?

Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $800,000 loan in Cupertino, that means $16,000 to $40,000 in fees. Costs include an appraisal fee of $500 to $700, title insurance of $1,500 to $3,000, and lender origination fees of 0.5% to 1% of the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Cupertino?
A mortgage refinance company in Cupertino helps homeowners get a new loan to replace their current mortgage. They handle applications, appraisals, and closing documents. California lenders must provide a Loan Estimate within three business days of your application.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
What documents do I need for a refinance in Cupertino?
You need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm the home value. Self-employed borrowers may need additional profit and loss statements.

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