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Compare Mortgage Refinance Companies in Daly City, CA

Looking for a mortgage refinance company in Daly City? Review the directory below to compare your options.

10 agents listed
Updated June 2026
Daly City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 10 mortgage refinance companies in Daly City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presto Home Loans, Inc.
345 Gellert Blvd # C, Daly City, CA 94015
(844) 477-3786 prestohomeloans.com
Ridgley Group - Steve Rakita - Top 2% REALTOR - Mortgage Broker
1618 Sullivan Ave #458, Daly City, CA 94015
(650) 585-4554 experience.com
Sally Yip Home Loans
936 Brunswick St, Daly City, CA 94014
(650) 215-0862 syiploan.com
Pacific Bay Financial Corporation
355 Gellert Blvd #230, Daly City, CA 94015
(415) 242-0730 pacificbayfinancial.com
Arton Chau, San Mateo County Mortgage Lender - eMeta Funding
333 Gellert Blvd # 138, Daly City, CA 94015
(650) 759-6539 arton-loans.com
Saxe Mortgage Company
950 John Daly Blvd Suite 200, Daly City, CA 94015
(650) 755-7293 saxemortgage.com
US Bank Mortgage
329 Gellert Blvd, Daly City, CA 94015
(800) 872-2657 usbank.com
CMM Global Realty
333 Gellert Blvd Ste 228, Daly City, CA 94015
(415) 336-0166 myonelending.com
Manny Kagan Mortgage Broker
333 Gellert Blvd #114, Daly City, CA 94015
(415) 225-7920
Nation Home Financial Inc
345 Gellert Blvd Suite D, Daly City, CA 94015
(650) 991-1900

A mortgage refinance company in Daly City California helps homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Daly City residents may also benefit from local programs that reduce refinance costs for low income households.

What Does a Mortgage Refinance Company in Daly City Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Third party costs like credit report and recording fees add 100 to 300 dollars. Total closing costs often range from 2 000 to 5 000 dollars for a standard refinance. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Daly City?
You typically need pay stubs tax returns bank statements and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or underreview takes longer than expected.
Are there California laws that protect me during refinancing?
Yes California has a three day right of rescission after signing. This gives you time to cancel the loan without penalty. Lenders must also follow truth in lending rules.

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